Why Choose Paktolus for Your FinTech Needs?

  • Worked with leading Banks, Fintechs and other Financial Institutions.
  • Enhanced multiple FinTech platforms and integrations, utilizing cutting-edge technologies to improve efficiency, user experience, and scalability.
  • Experts in the rapidly evolving LATAM financial sector.
  • Committed to guiding your business through every stage, from consulting and execution to final delivery and ongoing support.
  • Committed to emphasizing the importance of customer feedback for continuous improvement and innovation.
Why Choose Paktolus for Your FinTech Needs?

Expertise in Banking and Financial Processes

Transformación del Core Bancario

Core Banking Transformation

We specialize in decoupling legacy core systems and enabling businesses to transition to modern, scalable banking platforms for real-time data management.

Gestión de Riesgo y Cumplimiento

Risk and Compliance Management

Implement AI-powered solutions to detect fraud, evaluate credit risk, and monitor compliance efficiently.

Procesamiento de Pagos y Billeteras Digitales

Payment Processing and Digital Wallets

Secure multi-currency payment solutions integrated with LATAM’s evolving financial ecosystem.

Automatización de Préstamos e Hipotecas

Loan and Mortgage Automation

Optimize workflows with automated loan origination and servicing platforms to accelerate approvals.

Análisis de Data Financiera y Modelos Predictivos

Financial Data Analytics and Predictive Modeling

Leverage big data to identify customer segments, optimize products based on performance, and offer tailored solutions using customer and social insights.

RegTech y Banca Abierta

RegTech and Open Banking

API-driven integrations that align with open banking regulations for seamless data sharing.

Our Services

Product Support and Implementation

Online Banking

Online Banking

  • Account and transaction management
  • Payments, transfers, FX, bulk operations
  • Digital onboarding and e-KYC
  • Approval workflows and entitlements
  • Statements, alerts and notifications
Mobile/App Banking

Mobile/App Banking

  • Native iOS/Android experience
  • Biometric authentication
  • P2P and QR payments
  • Card management
  • Corporate approvals and authorization flows
Core Banking

Core Banking

  • Customer and account lifecycle
  • Deposits, loans, payments, treasury
  • Product factory configuration
  • Compliance and audit capabilities
  • Real-time integrations
Fraud Rule Engine

Fraud Rule Engine

  • Real-time transaction scoring
  • Behavioral analytics
  • Dynamic rule authoring
  • Channel and AML integration
  • Automated actions (allow/block/challenge)
Digital Wallet

Digital Wallet

  • Digital onboarding and KYC
  • P2P and QR payments
  • Card provisioning
  • Cash-in / cash-out
  • Loyalty and rewards
CRM Systems

CRM Systems

  • 360° customer view
  • Case management
  • Sales pipelines
  • Marketing automation
  • Core and channel integration
  • Upselling Opportunities
Project Management Systems

Project Management Systems

  • Planning and structure
  • Task and responsibility management
  • Time and resource tracking
  • Progress and visibility
  • Collaboration and communication
  • Reporting and accountability
Loan Origination Tools

Loan Origination Tools

  • Application intake
  • Document collection and management
  • Credit and risk assessment
  • Decisioning and approvals
  • Pricing and loan structuring
  • Compliance and audit
  • Funding and handoff
  • Reporting and analytics

Paktolus Professional Services

We partner with financial organizations to modernize operations, align technology with business goals, and build clear roadmaps for scalable growth. Our consulting approach focuses on strategy, process optimization, and future-ready architectures that support long-term transformation.

Our teams implement and configure financial platforms and systems to fit your workflows—not the other way around. We ensure solutions are deployed efficiently, integrated seamlessly, and optimized for performance, security, and compliance from day one.

We design and develop secure, user-friendly digital banking channels that enhance accessibility and engagement. From online banking portals to mobile experiences, we enable institutions to deliver consistent, intuitive interactions across every customer touchpoint.

We support the stability and performance of your financial infrastructure through ongoing operations, monitoring, and optimization. Our DevOps and systems administration services help ensure reliability, scalability, and proactive issue resolution across your environments.

When off-the-shelf solutions aren’t enough, we build custom applications and integrations tailored to your ecosystem. Our development teams connect platforms, data sources, and third-party tools to create cohesive, efficient systems that evolve with your business.

Paktolus Professional Services

More Than Just A Tech Company

At Paktolus, we go beyond just developing financial software. We build future-proof digital ecosystems that empower financial institutions to grow, scale, and adapt to new challenges in LATAM’s evolving financial sector.

Additional Services Include:

Product and Customer Support Services, from Level 1 to Level 3, tailored for banking products and services.

Business support services to handle repetitive banking tasks such as processing loan applications, providing proof of insurance, mortgage updates, document requests, account synchronization, and transaction audits.

Agent onboarding process design and automation for financial institutions, ensuring seamless and efficient agent training.

Customer onboarding portal development to streamline and scale complex banking customer onboarding processes, ensuring compliance and ease of use.

Call center integration and process automation to enhance customer service and improve operational efficiency in banking support.

Comprehensive digital and performance marketing services tailored to financial institutions, designed to drive customer engagement and growth.

Our Experience Spans Various Banking and Financial Services

We provide tailored FinTech solutions for:
Retail y Banca Comercial

Retail and Commercial
Banking

Inversión de Banca

Investment
Banking

Servicios Financieros Digital-First

Digital-First
Financial Services

Procesadores de Pago y Billeteras Digitales

Payment Processors and
Digital Wallets

Microfinanzas y Préstamos Alternativos

Microfinance and
Alternative Lending

Cumplimiento Normativo y Gestión de Riesgos

Regulatory Compliance and Risk Management

Integrations

Core Integrations
Payment Integrations
Risk Integrations

Data and Technology Providers

We’re Reshaping the LATAM Financial Landscape

Our solutions leverage the latest technologies to drive innovation in the Financial Services sector, including:

IOT y Telemática

IOT and Telematics

Analítica Avanzada

Advanced Data Analytics

Procesos Automatizados 

Automated Processes

Machine Learning e IA 

Machine Learning and AI

Plataformas No/Low-code 

No/Low-code Platforms

Computación en la Nube

Cloud Computing

We’re Reshaping the LATAM Financial Landscape

Solutions for Any Size Challenge

We provide customizable FinTech solutions for businesses of all sizes, ensuring scalability, adaptability, and seamless integration to meet the unique needs of any financial organization.

size-challenge-graph

From Consulting to Execution

Our experts guide financial institutions through every phase of digital transformation, from initial consulting and research to full-scale implementation, optimization, and long-term success strategies.

  • We have the talent and pedigree to help you research, analyze and create your strategic roadmap.
  • We have the team to implement your strategic roadmap and deliver your tactical plans.
  • We have the capacity to both create your strategic plan and deliver it.
consulting-to-execution
No te quedes atrás. No te quedes atrás.

Don’t get left behind.

With a dedicated team of financial technology experts, we provide solutions aligned with LATAM’s unique financial challenges, fostering digital inclusion, accessibility, and operational agility.

Ready to elevate your banking and finance operations? Contact us today to explore how our FinTech solutions can transform your business.

Contact Us