Sound familiar?
We’re not a consulting firm that recommends and departs. We build the solution. You own the outcome. Paktolus builds, implements, and integrates technology for reinsurers: cession data ingestion, treaty and facultative submission workflow, exposure and portfolio reporting, technical accounting, and the connections between your systems and every cedent you write.
Common Challenges for Reinsurers
These are the problems reinsurers bring us most often.
"Every cedent sends us data differently and it all has to be reconciled."
Cession and bordereaux data ingestion, validation and normalization, ETL pipelines, data warehousing, and the API architecture that connects your systems to cedents, brokers, modeling platforms, and reporting, including the self-service access and statements your counterparties ask for. One pipeline instead of a folder of exceptions.
"Renewal season compresses a quarter of work into six weeks."
Treaty and facultative submission intake, clearance, slip and contract data capture, pricing workflow support, and renewal tracking. Built so your underwriters spend renewal season underwriting instead of assembling files.
"The information we need is buried in documents nobody has time to read."
Document ingestion and OCR applied to slips, treaty wordings, bordereaux, and loss runs. Data extraction and validation, exposure attribute capture, and submission triage that surfaces what matters first. We start where the payback is measurable, not where the demo looks best.
"Technical accounting and regulatory reporting are manual and unforgiving."
Technical account processing, premium and loss settlement tracking, collateral and letter of credit visibility, statutory and regulatory reporting, retrocession reporting, and the audit trails that make all of it defensible.
"We find out about large losses later than we should."
Loss notification intake, claims and recovery data from cedents and third-party administrators, reserve and development visibility, and reporting that lets your team see a developing loss without waiting for the next bordereau.
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See All Solutions →Our approach
The question we always start with is:
“What does success actually look like for you?”
Some reinsurers come to us with a defined project. Others come with a challenge and no idea how to solve it.
Either way, the answer to that question is what we build against. We plug in wherever you need us, from a single
initiative to a full-scale program, and we stay as long as we’re adding value.
CEO
From consulting to execution.
Advise
Discovery, architecture, build-versus-buy analysis, and scoping. Some engagements stop here, and that's a legitimate outcome. You leave with a decision you can defend and a plan someone can actually execute.
Deliver
Custom development or platform implementation, configuration, and integration. Phased, specified, and measured against the outcome you chose. When it goes live, your team knows how to run it.
Support
Ongoing support, enhancement, and managed services, for what we built, or for what you were already running before we met. Many of our relationships continue long past the first project.
We’re technology and vendor agnostic. Sometimes the right answer is custom-built around exactly how your team works. Sometimes it’s optimizing the platform you already run on. We don’t lead with a preferred stack, we lead with your goals.
OUR COMMITMENT
Failure is not an option. Not for you, and not for us.
We’ve heard the same story too many times. A data pipeline that handled the clean cedent files and left the rest to be worked by hand. A reporting build that answered last quarter’s questions. A renewal season that arrived before the tool meant to help with it was ready. Months of your people’s time. A budget someone had to fight for. And at the end of it, the same problems you started with, plus a little less credibility for whoever proposes the next one.
That's the outcome we build against. Here's how.
Scope is settled before work starts.
Most failed projects were misunderstood at the outset. Not disagreed on, misunderstood, which is worse because nobody notices until the work is underway and running over budget and over time. We won’t quote before we understand the operation, and we won’t start until the specification and the success measure are both agreed.
You see working software early, and often.
Phased delivery with real checkpoints means a project that’s drifting surfaces early rather than at handover. Your team validates each phase before the next begins, and each checkpoint is where we confirm that what we’re building still matches what you asked for. Alignment is not something you agree on once at kickoff.
Nobody has to translate insurance for us.
Requirements get lost between the business and a delivery team that doesn’t know the domain. It’s one of the most common reasons good plans produce bad software. You won’t explain the difference between treaty and facultative, why funds withheld changes the accounting, or what a cedent actually sends you every month. We’ve built inside all of it.
Adoption is designed in, not trained in.
The technology is rarely what kills a project. It’s the people who were never brought along. So we build around how your underwriters, analysts, and accounting team already work, shadowing the real process and releasing in pieces small enough to absorb. If the people who have to use it end up working around it, we didn’t do our job.
Where To Begin
Three ways reinsurers usually start with us
Most of our relationships begin with one well-scoped and delivered project, and grow from there. These are the three most common entry points.
1
Cession data ingestion and normalization
One pipeline that accepts what every cedent actually sends, validates it, flags the exceptions, and lands clean data where your analysts and accountants can use it. On a related engagement we built a pipeline where monthly data from more than 25 sources is validated and ingested within minutes.
2
Portfolio and exposure reporting that answers questions the same day
The reporting layer that turns ingested data into an answer. On the same engagement, business reporting that previously took eight hours now takes seconds.
3
Submission and document intake for renewal season
OCR and data extraction applied to slips, bordereaux, and loss runs, so files arrive structured instead of being assembled by hand during the six weeks when nobody has time.
Facing one of these, or something else entirely?
Tell us what’s slowing your operation down and we’ll show you how we’ve solved it for organizations like yours.
Why reinsurers choose Paktolus
You'll feel the difference right away.
We already know insurance.
You won’t spend the first three meetings explaining cessions, technical accounts, or why bordereaux from twelve cedents are twelve different problems. We’ve built across underwriting workflow, policy and treaty data, billing and settlement, claims data, compliance, and financial reporting.
We build the solution, not just a recommendation.
Many of our clients came to us after engagements that produced a strategy deck and little else. The measure we hold ourselves to is whether your team is still using what we delivered year after year.
We’re easy to work with.
Your preferred cadence, your project management system or ours. Bottom line, we adapt to how you work. Most of our growth comes from referrals, and that’s a large part of why.
25+
Data sources validated and ingested within minutes
99%
Reduction in business reporting time (from 8 hours to seconds)
90%
Reduction in manual data entry
A sample of results from recent client engagements.
TESTIMONIALS
Hear From Our Clients
"Paktolus has been a trusted partner to Bolt for over 15 years, consistently delivering exceptional value and expertise. Their deep insurance domain knowledge and technical proficiency have been crucial in advancing our platform engineering and seamlessly integrating carriers into our ecosystem. Paktolus stands out not only for their technical capabilities but also for their flexibility in providing teams with the right skills to match our evolving needs. Their commitment to our success and ability to adapt to our requirements makes them an invaluable part of our journey. We look forward to continuing this strong partnership for years to come."
David Lewin
Head of Product and GM Israel
Bolt Tech
"Paktolus has been an exceptional partner for us at First Connect Insurance Services. Their deep insurance domain expertise and technical proficiency have been instrumental in advancing our platform engineering and streamlining our carrier integrations. With Paktolus, we were able to integrate third-party carriers into our core platform quickly and efficiently, always staying within our timeline and budget. Their team's knowledge of the complexities of the insurance industry has helped us scale smoothly, and their commitment to our success is evident in every interaction. We couldn't be more pleased with the results and look forward to future collaborations with Paktolus."
Aviad Pinkovezky
CEO
First Connect Insurance Services
"Working with Paktolus has been invaluable for our platform engineering and production support at Hippo. Their team is committed, responsive, and highly skilled, ensuring our platform is stable and scalable even as we grow. Paktolus provided an ideal balance of onshore, offshore, and nearshore resources, allowing us to maintain 24/7 support without compromising on quality or speed. This approach has not only met our technical needs but also significantly reduced our operational costs. Paktolus has truly been a reliable partner, and we look forward to our continued collaboration."
John Grogg
VP of Engineering
Hippo
"Partnering with Paktolus has been a game-changer for us at Spinnaker Insurance. Paktolus helped us build an integrated data warehouse and a user-friendly reporting framework that has made a real difference in our day-to-day operations. Thanks to Paktolus, our teams can quickly recognize and act on insights, helping us make decisions faster. Their expertise and commitment to our success have made them a trusted partner, and we're excited to keep building on this foundation together."
Brian Huther
Head of IT
Spinnaker Insurance Company
Common questions
Questions Reinsurers Ask Us
Yes, and it’s the most common request we get from this segment. The technical work is a validation and ingestion pipeline that accepts what cedents actually send rather than what a specification says they should, normalizes it into a single structure, and flags exceptions for review instead of failing silently. The difficult part is rarely the transformation. It’s the exception handling and data quality rules underneath it, which is where most manual reconciliation time is actually going. On a related engagement, monthly data from more than 25 sources is now validated and ingested within minutes, and business reporting that took eight hours takes seconds.
Probably not, and we’d usually argue against replacing one that works. Most cession data problems aren’t warehouse problems, they’re ingestion and validation problems upstream of it. The data arriving is inconsistent, the exceptions get handled by people, and the warehouse faithfully stores whatever it’s given. We build the pipeline that lands clean, validated, normalized data into the platform you already run. If your existing environment genuinely can’t support what you need, we’ll tell you, but that’s a less common finding than platform vendors suggest.
Yes. Most of our integration work involves systems we don’t control and can’t change, which describes the modeling and actuarial environment at almost every reinsurer. We build the connections and data flows between ingestion, modeling, underwriting, accounting, and reporting so the same figures don’t get rebuilt in three places. We’re technology and vendor agnostic, so we have no interest in displacing a platform that works.
Yes, and we plan for it rather than around it. Phased delivery means work is scoped into pieces that can land between renewal periods instead of a single go-live that arrives at the worst possible moment. If a timeline would put a cutover into your busiest six weeks, we’ll flag it during scoping rather than discovering it later.
Yes. You own the code and the data. Your portfolio data and your cedent relationships are the business, and a vendor holding the system that runs them creates a dependency that gets expensive at exactly the moment you have leverage elsewhere. We build it, you own it, and you can run it, extend it, or move it without us.
Tell us what's slowing your operation down.
Twenty minutes, a candid conversation. If we’re not the right fit, we’ll say so.